The best AI tools for accounting — curated for solopreneurs. Compare features, pricing, and ratings in one place.
Browse the full stack of vetted AI tools and pick the ones that fit your one-person business. Every tool links to a deep-dive page with pricing, features, and ratings.
Puzzle
$19-99 mo
AI bookkeeping that categorizes transactions.
Best for: Startups
QuickBooks
Paid — from $30/mo
Full accounting with AI categorization and insights.
Best for: Small businesses, Freelancers
Wave
Freemium — free accounting; Payments processing fee, Payroll paid
Genuinely free double-entry accounting, invoicing, and receipt tracking for micro-businesses, with paid payment-processing and payroll add-ons.
Best for: Micro-businesses, freelancers, and sole traders needing real books at $0, Solopreneurs who invoice by bank transfer and want clean reporting, New self-employed users not yet ready for a paid accounting subscription
Xero
$13-70 mo
Cloud accounting for small business.
Best for: SMB
Zoho Books
$0-60 mo
Accounting inside the Zoho suite.
Best for: SMB
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